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Hair Transplant Finance Options in Newcastle

At Hair Transplant Newcastle, we understand that a hair transplant is a significant investment, and we want to make it accessible for every patient who needs it. Our interest free finance plan allows you to spread the cost of your procedure into fixed monthly payments so you can move forward with treatment without delay.

Finance is available for hair transplant procedures including FUE, DHI, beard transplants, and eyebrow transplants. It is arranged following your free consultation, once your treatment plan and cost have been agreed with your patient advisor.

0% Interest Free Finance

We offer 0% interest free finance on procedures up to a total cost of £3,000. A deposit of £1,000 is paid at the time of booking, and the remaining balance is split into 12 equal monthly payments with no interest added.

The maximum monthly repayment on our plan is £250 per month for 12 months. There are no hidden charges, no penalty fees, and the repayment amount is fixed and agreed in full before your treatment date is confirmed. Finance is arranged through a regulated provider and is subject to a standard credit check and approval.

Your advisor will walk you through the plan at your consultation and answer any questions before you commit.

How to Apply for Hair Transplant Finance in Newcastle

The process begins with a free consultation at our clinic at Merchant House, 30 Cloth Market, Newcastle, NE1 1EE. During the consultation, your advisor will assess your hair loss, discuss the most suitable procedure for your individual needs, and provide a personalised quote.

If you would like to proceed using our finance plan, your advisor will explain the terms in full and guide you through the application. Approval is typically confirmed promptly, and once approved, your deposit is taken, your procedure date is booked, and your monthly repayments begin following treatment.

Alternative Payment Options

Some patients prefer to pay in full at the time of booking, and some may not qualify for our finance plan. In either case, there is a further option worth considering. Many UK credit cards offer an introductory 0% interest period on purchases, typically ranging from 18 to 24 months. If you use one of these cards to cover part or all of your procedure cost, you can make a fixed monthly payment to clear the balance before the interest free window closes.

As an example, if your procedure costs £5,000 and you put £4,000 onto a 0% purchase card with an 18 month interest free period, your monthly repayment to clear that balance would be approximately £222 per month with no interest charged, provided you clear it within the promotional window.

We recommend speaking with your bank or card provider to confirm the terms available to you before your consultation.

Make the best investment in yourself and find out more about how we can help eliminate hair loss for good!

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Frequently Asked Questions About Hair Transplant Finance

Finance is available to patients who are over 18, are UK residents, and pass a standard credit check with our regulated finance provider. Approval is not guaranteed and is subject to the provider’s lending criteria. Your advisor will explain the eligibility requirements at your free consultation.

A full finance application does involve a credit check, which may leave a footprint on your credit file. If you have any concerns about this, speak to your advisor before applying and they will be happy to discuss your options.

Yes. Our 0% interest free finance plan is available for beard transplants and eyebrow transplants as well as hair transplant procedures, provided the total procedure cost falls within the eligible limit of £3,000. Speak to your advisor at your free consultation to confirm your procedure qualifies.

If you do not qualify for our finance plan, you can still proceed by paying in full or by using the interest free credit card option described above. Your advisor will explore all available options with you at your consultation so that cost does not have to be a barrier to moving forward.

Patient Testimonials

Aside from achieving fantastic results, we believe that keeping in touch with our patients before, during and after their hair transplantation procedure is paramount – it helps to keep our patients feeling calm and in control. We’re always on hand to provide guidance, support and aftercare advice. Time and again, our patients tell us that this is what sets us apart from other clinics.

You can read our great reviews of FUE hair transplants over on Google and Trustpilot

    
 
 
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   Charlotte Harrison 
 15 June 2026
 
 
  It was an outstanding experience from start to finish. Naturally, I was unsure on which organisation to choose for the procedure, but HSHTC came across as professional and caring, as well as having a wide range of availability. There are negative reviews on all businesses, and this drives customers like myself away. However, something told me this would likely be someone with unrealistic expectations, or not reading into the procedure as a whole. I chose to ignore the negatives and read the positives. Sara the coordinator was absolutely amazing! She outlined everything and made it clear of what is expected and what is not. After a great consultation, I was passed to the next stage of meeting surgeon Dr Ditta. He presented extremely knowledgeable and passionate about what he does, so I decided to go ahead with the procedure. The surgery day was expected to be a long, but rewarding day. It started with having to shave my head (mandatory requirement for this procedure). I’d say to anyone the thought is worser than the event, and to just do it for the positives that will follow. Dr Ditta and his team were extremely caring and sensitive, especially with briefing before any painful situations pre anaesthetic. After that, I was allowed to top up when requested and leave them to do what they do best. The day as a whole was enjoyable and interesting to speak to the team to learn more about the procedure and get to know them. Lunch was provided (yay). It was lovely of them to offer, and you definitely need to eat mid procedure to keep energy levels. At the end of the day, I was given clear instruction of how to have the best success rate. It was through a video and in person. If you have questions, ask as it’s what the team is there for. The first few days of recovery can be quite awkward and uncomfortable, but I’d recommend booking 2 weeks off work to fully recover and let the grafts set. Once you get use to the sleeping situation, it’s easy and a lovely break from reality (put pillows below your knees and stack below head for pure comfort!). The aftercare products was extremely useful and easy to use. The grafts will fall out after a few weeks, it’s expected and you’re told this plenty of times!! Having a healthy lifestyle makes your hair grow quicker and thicker, so swap your diet to good healthy hair foods. When your transplanted hair grows back, it’s an amazing feeling, but only the beginning. As the months pass by, you’ll notice a massive improvement. During this process, you’ll have regular aftercare and the chance to raise any concerns. I personally didn’t have any issues and was just grateful to still be in contact and told everything is going as it should. I’m 6 months post surgery and I’m seeing the benefits hugely, and it’s not even reached maximum results yet, as this is one year. Thanks for an amazing service!
  
 
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   Will Borman 
 10 June 2026
 
 
  Brilliant service for a brilliant price, gives you peace of mind through out the whole process very thankful I had Dr Munir
  
 
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   Ellis 
 6 February 2026
 
 
  Having given some time and thought about having a Hair Transplant, I contacted Harley street hair transplant clinics. The consultant (Sara) explained everything regarding the procedure with Dr.Ditta and the technicians. From the beginning, Dr.Ditta explained the days events and how the procedures would be done beginning with taking a photo of my head and showing me where the grafts would be taken from and where they would be placed. The procedures would be done and completed in two parts, with a lunch break in between. Once completed, Dr.Ditta went through the aftercare, explaining what to do each day for 10 days. I was given capsules, shampoo, sponge, neck pillow for sleeping with and information regarding how to look after my hair. Dr. Ditta and his team were welcoming and friendly ensuring I was looked after throughout both parts of the procedure. Sara maintained regular contact to make sure recovery was going well. The results were great, patience is needed as the grafts start to grow, and then you can see the results. Extremely happy with everything, from start to finish.
  
 
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   Conor Lee 
 21 October 2025
 
 
  Would highly recommend! Everything went very smoothly, communication was excellent throughout. I travelled from Edinburgh to Manchester for the procedure and all travel and accommodation costs were covered. Dr Ditta explained everything clearly and delivered clear and detailed post-op instructions. I was delighted with the whole experience and results so far are very promising!
  
 
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   Piper 
 21 October 2025
 
 
  Overall, my experience at the clinic was positive. Dr. Ditta was exceptional — he made me feel comfortable and at ease throughout the procedure, and his professionalism was truly reassuring. However, I was disappointed with one member of the team who, in my opinion, did not fully follow health and safety protocols. She had her hair down without a surgical cap and was using her phone while wearing gloves, then proceeded to touch my hair without changing them. This raised concerns about hygiene and cross-contamination. Her manner was also not very pleasant, which made the experience less comfortable. Although I was initially worried about the risk of infection, I felt more at ease by the end of my visit. I hope the management reviews this matter to ensure that strict hygiene and professional standards are consistently maintained. Aside from this, I was very satisfied with Dr. Ditta’s care and look forward to seeing my results.
  
 
      Posted on Google  
   
   Keith Yates 
 23 September 2025
 
 
  Dear Team. Following my hair transplant last Saturday I would like to take this opportunity to thank all of the team, for making my journey as pleasant as possible. From the first consultation, to having my hotel booked, to the procedure itself, I couldn’t have been more impressed. Finally a big thank you to Doctor Ditta and the team, who were so kind when I felt unwell, making me drinking chocolate and reassuring me throughout the process. Add to this, their expertise and professionalism, what more can one ask for? I look forward to the final part of my hair transplant next year. Once again a big thanks to you all. Kind regards Keith Yates
  
 
      Posted on Google  
   
   Lewis Massie 
 4 May 2025
 
 
  All great from start to finish. Sara with the introduction was very warm and personable, Dr. Ditta and the staff very professional and did a great job in the day of surgery, and Yannis and Stuart were great in the aftercare and checking in appointments.
  
 
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   Alex Smith 
 20 January 2025
 
 
  Before the procedure I had online and face to face consultations with no obligations. These gave me all the information I needed and really put me at ease and gave me the confidence to proceed. Everyone was really knowledgeable and friendly and clearly very experienced. Booking the procedure was quick and easy and I got a date that suited me. The procedure itself went really smoothly I was able to put headphones in and listen to podcasts and was very comfortable. Afterwards I was given really detailed notes on what to do and what would happen and everything went exactly as planned. It was so reassuring knowing that advice was only a text message away and responses were always immediate. I'm two weeks post procedure now and everything has gone back to normal and the recovery is going just as planned. I'm so glad I did this and chose Harley Street Hair Transplant!
  
 
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   G fitmarp 
 4 August 2024
 
 
  Great clinic with friendly and experienced team. I wanted my surgery done in the UK and found the clinic on Google. Process started with virtual consultations with patient advisor and then with the surgeon. FULL costs were given up front, with good finance options available. On the day I designed a new hairline with the surgeon and ended up getting about 1600 grafts iirc, which was good value for money. Clear pre- and post-op instructions given and recovery has gone as expected. Now waiting patiently for regrowth :) - Grant